Because this kind of fund will be cleared and settled after the market closes, it will be sent to the fund company for statistics, and then audited by the fund custodian after the statistics are correct. After the audit is correct, it will be submitted to the CSRC for review, and it will be released on major platforms after the audit is correct. So the date of data release is relatively late.
Fund income
(1) Income from the fund management company's operation of fund assets. This kind of income mainly comes from interest income, dividend income, capital gains, capital appreciation and so on. After deducting the fund's operating expenses (including administrator's expenses and custodian's expenses), the rest of these proceeds will be used for the distribution of fund securities.
(2) the income of fund holders from investing in fund securities. It mainly comes from the distribution of fund income and the bid-ask price difference of fund securities.
allocation of funds
principle of allocation
(1) Each fund share enjoys the same distribution right;
(2) The income of the fund in the current year can only be distributed after making up the losses in previous years;
(3) If the fund investment loses money in the current period, no income distribution will be made;
(4) After the distribution of fund income, the net value of fund share cannot be lower than the face value of the fund;
(5) According to the Interim Measures for the Administration of Securities Investment Funds (hereinafter referred to as "Interim Measures"), the fund allocation shall be made at least once a year in cash; The proportion of fund income distribution shall not be less than 90% of the net income of the fund;
(6) A single fund account may not choose two dividend distribution methods for the same fund at the same time; In the dividend reinvestment part, the reinvestment share is determined based on the net value of the fund share on the equity registration date.
Income calculation
Calculation method of subscription fund income:
Income share calculation is divided into external deduction method and internal deduction method:
Internal buckle method:
Share = investment amount ×( 1- subscription rate) ÷ net value on the day of subscription+interest.
Income = net unit value on redemption date ××( 1- redemption rate)+dividends-investment amount.
External buckle method:
Share = investment amount ×( 1+ subscription rate) ÷ net value on the day of subscription+interest.
Income = net unit value on redemption date ××( 1- redemption rate)+dividends-investment amount.
Most fund companies use the external deduction method, because the share of the external deduction method will be a little more for the same purchase amount, which is more beneficial to the fund holders.
This method can be used to calculate your daily profit. After purchasing the fund, if you feel that the daily calculation is troublesome, you can use the fund account book in Caidao.com to manage it, and you can automatically calculate the daily income and yield.