No, you may lose money when you buy a fund, but usually you won't lose money when you lose money. Only when the net value of the fund falls to 0 yuan can the principal be completely lost. Moreover, the net value of funds generally does not fall to 0 yuan. If the liquidation conditions are met, the fund may be liquidated, and there will be some money after liquidation, so there will be no loss of money.

What is the rise and fall of funds generally related to?

The main investment objects of monetary funds are savings, certificates of deposit, etc. And the rise and fall of funds will generally be relatively stable. The investment target of bond funds is mainly bonds, and the rise and fall of funds are mainly determined by bond interest rates and the rise and fall of funds. Hybrid and equity funds mainly invest in stocks, and the rise and fall of funds are mainly determined by stocks.