When the subscription of capital preservation fund expires, if the redeemable amount is higher than or equal to its investment amount, the fund manager will pay the investor according to the redeemable amount; If the redeemable amount is lower than the investment amount, the fund manager will pay the investor according to the investment amount (after deducting dividends), and the guarantor will provide guarantee. The capital preservation fund is a semi-closed fund. Generally, the subscription is not open during the three-year guarantee period, and only the redemption business is opened regularly. The subscription and redemption in the middle do not enjoy the capital preservation, and the capital preservation fund is not suitable for fixed investment.

The income of the capital preservation fund is calculated according to the redemption amount:

Redemption fee = net asset value of the fund unit on the day of redemption × redemption share × redemption rate,

Redemption amount = net asset value of the fund unit on the day of redemption × redemption share-redemption fee.

The redemption rate of capital preservation funds is relatively high, which decreases with the increase of redemption amount: 2.0% for those whose redemption amount is below 6,543.8+million, and 654.38+0.0% for those whose redemption amount is above 6,543.8+million (including 6,543.8+million). Regardless of the redemption rate, 0.5% is the registration fee, and the rest belongs to. On the expiration date of the capital preservation period, the redemption rate of the Fund is zero. The better Southern Hengyuan capital-guaranteed hybrid fund has a return rate of 20% in the first period and140,54% in the three periods of southern hedging.