The establishment of housing provident fund system can effectively establish and form a mechanism and channel for employees with housing to help employees without housing. Housing provident fund provides financial assistance to employees without housing, which reflects the mutual assistance of employee housing provident fund. Next, I will sort out how to handle the withdrawal of Songyuan provident fund for everyone, hoping to help everyone!

Extraction condition

First, the housing category

1, purchase, build (renovate) self-occupied housing;

2. Repay the principal and interest of the house purchase loan;

3, the rent exceeds the prescribed proportion of family wage income.

Second, no room extraction conditions:

1, returned, returned;

2, completely lose the ability to work, and terminate the labor relationship with the unit;

3. Go abroad to settle down;

4. Transferred from Songyuan City;

5. Resignation, dismissal or termination of the labor contract with the unit;

6, serious difficulties in family life, on the edge of subsistence allowances or subsistence allowances;

7, major diseases and other emergencies;

8. Death of employees.

Extraction process

1, the employee or unit certificate shall apply to the municipal housing provident fund management center and the county administration bureau for extraction, and the procedures are complete, so it can be taken as you go.

2, allowed to extract, by the city housing provident fund management center and county administration formalities, workers to undertake the bank to extract housing provident fund.

3. For the employee's house purchase withdrawal, if there is a house purchase loan in a commercial bank and the loan needs to be repaid, no cash will be withdrawn for transfer. Using provident fund loans to buy a house, from the perspective of the deposit of provident fund in this city, the withdrawal will not be handled for the time being, and the housing provident fund will be used as a deposit, and will be adjusted with future changes.

Partial extraction

1, for the purchase, construction (renovation) of self-occupied housing, 90% of the storage balance shall be withdrawn under the condition that the facts are clear and the procedures are complete;

2, serious difficulties in family life, subsistence allowances or marginal allowances, major diseases and other emergencies, 70% of the storage balance is extracted;

3. Repaying the principal and interest of the house purchase loan means that if there is a house purchase loan in a commercial bank and the loan needs to be repaid, the amount of withdrawal of the provident fund shall not exceed the repayment amount from the current month to the end of the current year;

4. If the rent exceeds the specified proportion of family wage income, 20% of the storage balance shall be withdrawn.

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