Cumulative income refers to the income generated by all funds in the fund account, including all fund transactions. This part of the income is generally the income after deducting the handling fee. If you still hold some funds, the accumulated income will deduct the selling expenses of these funds. The income obtained by the fund can be regarded as accumulated income or holding income, both of which are accurate and do not need to be calculated by investors.

Cumulative income can measure the income of the fund since its establishment. More figuratively speaking, the accumulated income of the fund is the sum of all dividends, bonuses, bond interest, spreads between buying and selling securities, deposit interest and other income obtained by the fund investment.

Position income refers to the income of the current transaction, which belongs to floating profit and loss and has not been converted into actual profit and loss; Cumulative income refers to the profit and loss of all transactions that occur on the trading software. Investors can start with the cumulative income, compare the performance of the market in the same period, see if their own rate of return exceeds the overall rate of return of the market, and make a summary. Judging from the cumulative income, if you find that your rate of return is not higher than the market, the reason is not necessarily related to trading technology. In fact, the cost of handling fees is also an important factor affecting our accumulated income. At present, the handling fee of brokers is generally about three ten thousandths, and the trading day of a year is about 250 days. If trading is conducted every trading day, the handling fee cost accounts for 7.5% of the opening capital, which is higher than the annualized income of most wealth management products.

Difference between position income and accumulated income:

1. Position income refers to the income of the current transaction, which belongs to floating profit and loss and has not been converted into actual profit and loss; Cumulative income refers to the profit and loss of all transactions that occur on the trading software. Investors can start with the cumulative income, compare the performance of the market in the same period, see if their own rate of return exceeds the overall rate of return of the market, and make a summary.

2. From the cumulative income, if you find that your rate of return is not higher than the market, the reason is not necessarily related to trading technology. In fact, the cost of handling fees is also an important factor affecting our accumulated income. At present, the handling fee of brokers is generally about three ten thousandths, and the trading day of a year is about 250 days. If trading is conducted every trading day, the handling fee cost accounts for 7.5% of the opening capital, which is higher than the annualized income of most wealth management products.