I have deep admiration for both kinds of people.

One is to be able to control your own body and have a good skin; the other is to be able to control your own finances and no longer need to be tied down by money when making any choice.

In fact, the two are not contradictory and are not a black or white choice.

In life, you can still meet people who have both of these qualities. They have a healthy and tight body, and they also have financial freedom and are no longer restricted.

The body and brain are traveling at the same time.

I'm curious how these people manage to possess these two qualities at the same time, so that they are naturally beautiful?

Or is it just a matter of accumulation?

I'm trying to find the answer.

I have been working out for about five years, and I started to systematically learn financial management knowledge for less than a month.

But during this period of study, I seem to have found the common ground between the two: financial management is the same as fitness, you need to master some basic knowledge and skills, really practice it, and use the power of time to get what you want in the end.

result.

In short, they are all the results of perseverance.

Financial management is not a ferocious beast and cannot be approached easily.

Nor is it a cute pet on the roadside for you to play with.

Like fitness, it requires time and energy to develop slowly.

If finance is compared to the body, it also needs its own muscles to fight against inflation.

The investment products you choose are like the training exercises you choose for fitness.

Different actions train different muscles, and the returns obtained from different investment products are exactly the muscles your finances need.

Inflation is like the body's basal metabolism slowing down. No matter how hard you work to make money, your purchasing power has been quietly declining.

So you need more channels to persist in investing to increase the value of the currency in your hands.

So, how do you flex your financial muscles?

Before you start working out, the coach will always ask you if you want to lose fat or get in shape. What is your target body fat rate?

The same is true before starting to manage your finances. You need to know what your purpose is: buying a house, buying a car, or traveling around the world. No matter how big or small the goal is, it is always your purpose for doing it.

After setting your goals, you need to know whether you are fat or thin, so you have to examine your financial situation. Only after you have a clear understanding of your income, expenses, savings, and liabilities can you prescribe the right medicine.

If you are a monthly earner, then start saving first. If you already have some savings and your income is stable, then start choosing investment products.

Before investing, you need to give yourself a rough plan and know when you want to start training.

Only by choosing investment products that suit you can you exercise your muscles with twice the result with half the effort.

So you must understand them all before choosing.

There are many types of investment products in the market. As for investment products such as funds, there are currency funds, bond funds, hybrid funds, and stock funds.

The benefits of each vary greatly.

You need to evaluate your ability to take risks and your requirements for returns, and then choose a product.

Monetary funds: low risks, stable returns, strong liquidity Bond funds: fixed returns, with certain maturity requirements Hybrid funds/stock funds: high risks, unstable returns All fitness crash courses tell you how to lose weight and transform in ten days

Yes, that is either a liar or it has huge side effects.

All training will not be effective in a short period of time and requires effective persistence.

Those who fish for three days and dry their nets for two days will not gain anything.

This criterion is the same for investment.

Especially when it comes to fund investments.

It is even more necessary to be prepared for a protracted war.

The effect can be seen within 3-5 years, and the income can be around 20%.

Reasonable arrangement of training movements can effectively improve the body's muscle content.

Investing also requires skills.

Index funds need to switch based on the temperature of the index.

You cannot blindly buy and sell, chase the rise and kill the fall.

When the index temperature exceeds 40 degrees, there is a risk of falling, and positions should be reduced. When the temperature is below 10 degrees, buy boldly.

The reason for insisting on fixed investment for a long time is that it can dilute costs and maximize returns.

The skills here cannot be explained clearly in a few words. I am just giving you some ideas to whet your appetite.

If you are really interested in this, you will definitely try your best to find learning channels (I can secretly tell you that Changtou can learn this kind of course). Before learning investment, I had a big misunderstanding about it: for example, financial management is

It is something you need to do after you have a lot of money. For example, it is not a skill and does not require learning. You can only operate it by relying on the inside information of some people in the industry. Another example is that it is a gambler's mentality. Don't touch it.

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In fact, these are all caused by their own ignorance.

It’s as simple as believing that laxatives can help you lose weight.

Without financial knowledge, if you buy all your money into a certain fund, the most likely return will be that you lose all your money.

It's like doing 1,000 heavy squats without any foundation or protection. You will get nothing except to make you useless.

Don't expect peach buttocks.

The end result of ignorant overexertion is self-harm.

A beautiful skin and financial freedom, if that's what you desire.