The money fund may lose money, but the probability of losing money is very small.

1. Money funds have non-guaranteed floating income, which means there is the possibility of principal loss. In the history of the Monetary Fund, there is indeed a record of principal loss. However, most money fund products have never lost money since their establishment. Even if there is a loss, that is, the loss of principal on a certain day, there is no substantial loss of principal.

2. Theoretically, the money fund does have the possibility of principal loss. However, so far, there are not many cases of principal loss of the money fund, and there is only one case abroad. In addition, the China Securities Regulatory Commission is also aware of the related problems in the operation of the Monetary Fund and has strengthened supervision, so many risks of the Monetary Fund can be expected to be solved in advance.

3. The money fund may lose its principal. Money funds are not capital-guaranteed products, but the risk is relatively small, which does not mean that there is no possibility of losses. Money fund investment is a tool of money market, such as deposits, certificates of deposit and short-term bonds. The risk of the fund is determined by the investment target.

1. Monetary fund is an open-end fund that collects idle social funds, is operated by fund managers and kept by fund custodians. Different from other types of open-end funds, money market instruments that specialize in investing in low risks have the characteristics of high security, high liquidity, stable income and "quasi-savings". Monetary funds issued by fund companies with fund licenses have been filed with the CSRC, which is basically equivalent to our deposits in the bank in terms of the security of principal.

2. In terms of fund investment, the details of the money fund say that the risk level of the fund is relatively low, which belongs to low-risk financial management, and basically everyone can bear this risk loss. In addition, most of the money funds invest in some low-risk fixed assets. Considering all aspects, the security of money funds is the highest among other funds. There are many investment channels for money funds, such as Alipay, and all kinds of funds on Alipay can invest.