Legal analysis: maternity is included in social security. Social insurance includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. After employees are employed, the employer shall pay maternity insurance premiums according to law, and employees shall not pay maternity insurance premiums. After giving birth, employees enjoy maternity insurance benefits in accordance with the law, and unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. At the same time, maternity insurance benefits include maternity medical expenses and maternity allowance.

Legal basis: Article 53 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in maternity insurance, and the employer shall pay maternity insurance premium according to the provisions of the state, but employees shall not pay maternity insurance premium. Fifty-fourth employers have paid maternity insurance premiums, and their employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.

Maternity insurance benefits include maternity medical expenses and maternity allowance.