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How to redeem a fixed investment if you don't want to invest?
Operating environment:

Brand model: Huawei P40

System version: HarmonyOS2.0.0

Application version: v 10.2.53

1. First, you need to open Alipay on your mobile phone, search for wealth management, find the fund, and click to enter the interface.

2. Then click the "Lock-up" interface to find the option of fixed investment, and click to enter the fixed investment business interface.

3. Finally, click the sell button at the bottom, click to enter the sell interface, select the share to be sold, and finally click OK.

Fixed investment is a way of fund investment. The so-called fixed investment of the fund refers to the regular and fixed investment of fund investors in the fund. General funds need long-term investment, and it is often difficult to see the benefits in the short term. If the fixed investment of the fund is not held for a long time, there may be cases where the handling fee is greater than the income.

Only the longer the fund is held, the lower the handling fee for applying for redemption. You can cancel the fixed investment of the fund, but if you want to redeem the fund after canceling the fixed investment, you must apply for redemption within the opening period of the fund. Under normal circumstances, after investors cancel the fixed investment of the fund, they just stop investing in the fund, but the previously invested fund has not been redeemed; Users also need to submit a fund redemption application to withdraw funds, and funds within the closed period cannot be redeemed.

Under normal circumstances, there are many channels to cancel the fixed investment of the fund, and the fixed investment of the fund can be directly terminated through the institution that handles the fixed investment; You can also choose to transfer the balance of the bank card account of the fund's fixed investment binding deduction to other accounts, so that the fund's fixed investment deduction will be automatically cancelled after it fails. Generally speaking, there are two ways of fund investment, single investment and regular quota. Due to the low starting point and simple method of the fund's "fixed investment", which is also called "small investment plan" or "lazy financial management", the one-time investment income may be high, but the risk is also great. Because it avoids the influence of investors' subjective judgment on the timing of entry, the risk of fixed investment is significantly lower than that of stock investment or single fund investment.