Distribution of Housing Provident Fund Income and Other Housing Provident Funds is a long-term housing savings fund. The housing provident fund management agency relies on administrative regulations and guarantees issued by local governments to raise special funds to solve employee housing problems.

In the process of raising, using and managing housing funds and housing provident funds, housing fund management institutions obtain interest income and investment income through deposits, loans, investments, etc. In addition to withdrawing the interest payable to employees' housing provident funds in accordance with regulations, various incomes include

In addition to the necessary expenses of the housing provident fund management agency according to the amount approved by the financial department, the income from the housing provident fund will be obtained.

For the income distribution of the housing provident fund, according to the current financial system, the urban housing fund should be paid in full, and the local government will arrange it for housing system reform and housing construction.

However, due to different understandings between departments, there are even reasons such as "I raise and manage it, and the income from the housing provident fund also belongs to me". The income from the housing provident fund is not paid back to the local urban housing fund in accordance with the provisions of the financial system, thus reducing the number of urban housing funds.

Fund income reduces the investment that local governments can use for housing construction.