Legal analysis: death is not compensated after paying social security, but those who pay old-age insurance will pay funeral expenses and pensions. If a person dies at work and pays work-related injury insurance, his survivors will receive funeral subsidies, pension for dependent relatives and work-related injury death allowance. Unemployed people who die during the period of receiving unemployment insurance benefits shall be given a one-time funeral subsidy and pension for their survivors with reference to local regulations on the death of on-the-job employees. The required funds are paid from the unemployment insurance fund.

Legal basis: Article 14 of the Social Insurance Law stipulates that individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Article 17 of the Social Insurance Law, if an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.