In 2000, the fund lost 700 yuan a day. Investment and financial management are very popular at present. Young people and some retirees can buy it. Now many young people also do some investment and financial management, but investment is risky. The following 2000 funds lost 700 a day.

What should I do if I lose 700 yuan in 200012000 and lose 700 yuan a day? Can I redeem it?

1. Switch fund mode

In order to meet the needs of different investment users, the same fund company will launch different types of funds according to the level of risk, and support business conversion between different funds. Therefore, if fund A loses money and feels that the risk of loss is high, it can consider switching to a low-risk fund.

2. Make up the position at the right time

If the investment fund is currently in a loss state, but there is a tendency to turn over in the future, it is best to cover the position at this low level and increase the investment amount. This method tests investors' vision and judgment, and is suitable for fund products with excellent historical performance and good operation.

3. Stop loss in time

Timely stop-loss method requires investors to set a stop-loss position, that is, when the fund loses money to the stop-loss position, it must sell decisively, switch to other funds or wait and see for the opportunity to buy again.

What we consider is whether the fund should be redeemed, not whether it should be redeemed after a loss, or how much it should be redeemed after a loss. It is irrational to redeem the fund blindly when the fund loses money or the market falls. You can even consider adding positions, seize the opportunity to intervene at a low point, and diversify investment costs.

Whether the fund needs to be redeemed depends on two points:

First, whether this fund no longer meets its own investment needs;

Second, the investment target of this fund has been completed.

In 2000, the Fund lost 7002 1 a day.

Take the Monetary Fund as an example: Generally speaking, the expected 7-day annualized rate of return of the Monetary Fund is around 2%, but it is worth noting that this 7-day annualized rate of return changes every day. Suppose an investor buys a money fund with a price of 2000 yuan, and the expected annualized rate of return of the money fund is 2% on the 7th, then the expected return for one year is: 2000*2%=40 yuan.

Suppose a year is 365 days, then the money earned every day is: 40/365=0. 1095, which is equivalent to earning a dime every day, and the income is not much.

2. Other fund types

For example, stock funds, hybrid funds and index funds are all high-risk and high-yield fund types, and most of them invest in the stock market. The stock market fluctuates greatly, so the fund fluctuates greatly, so it is impossible to accurately calculate how much money you can earn.

If the market is good, it may rise by 20% a year, and if the market is bad, it may fall by 20%, depending on the market situation of the fund. Therefore, investors must be cautious when buying high-risk fund types, and choose a good fund to hold for a long time.

Suppose: an investor buys a stock fund of 2000 yuan, and the expected increase of the stock fund after one year is 20%, then the expected return after one year is: 2000*20%=400 yuan.

Suppose a year is 365 days, then the expected income per day is: 400/365= 1.095, which is equivalent to earning one yuan per day, and earning more income than the money fund.

In addition, when choosing a fund, you can refer to past performance, try not to choose poor performance, and try to choose good past performance. Although it does not represent the future, it will still have certain reference significance.

The fund in 2000 lost 7003 yuan a day. The netizen said that the fund that bought 2000 lost 700 a day, right? Why did they lose 700 yuan? He may want to sell it, but the result is only 1300, and this 1300 doesn't mean 1300 yuan, but 1300 funds.

What do you mean? The fund has a net value. For example, if you buy a fund with a net value of 2000 yuan, and the net value of the fund is exactly 1.538, then you can buy 1.300 copies with a net value of 2000 yuan. Whether the fund goes up or down mainly depends on the net value when you sell it.

For example, after waiting for half a year, your fund net value drops to 1.4 yuan, so your amount is1.4 *1300 =1820 yuan. You really lost, lost 180 yuan.

And if the net value rises to 2 yuan, your amount is 2 *1300 = 2,600 yuan, you earn, you earn 600 yuan.

In fact, whether the fund is rising or earning is very intuitive in Alipay. In Alipay-fund holding, you can see whether the fund you bought is profitable or losing, and how much you earn or lose. As shown below.

On the far right is holding income.

So the 2000 funds you saw lost 700 yuan a day, not 700 yuan, just one. For example, my fund seems to have more than 10000 points.

But the share sold is only over 6000.

But his shares multiplied by his net assets is my actual amount.

Now you understand.

What does it mean for 2000 funds to lose 7004 a day? What is the concept of capital?

Broadly speaking, it refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and various funds. From the accounting point of view, capital is a narrow concept, that is, funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund.

What do you mean by various funds?

1, provident fund:

Provident fund refers to housing provident fund, which is a housing security system and a form of monetization of housing distribution. Sometimes it also refers to the company's provident fund. From July 20 17 1 day, the transfer and connection of housing provident fund in different places can be handled through the "National Platform for Transfer and Connection of Housing Provident Fund in Different Places".

Gradually realize the "personal account, money account". At the same time, vigorously promote local loan services to meet the funding needs of cross-regional housing workers.

2. Insurance funds:

An insurance fund refers to an insurance institution specializing in risk management. It is a special fund for collecting insurance premiums set up according to legal provisions or contractual stipulations, which is specially used to compensate economic losses caused by insurance accidents or pay personal injury compensation. This is the condition for insurance companies to fulfill their insurance obligations.

Insurance fund in a broad sense refers to the reserve system of the whole society. In a narrow sense, insurance funds refer to the centralized reserves set up by insurance institutions, and various insurance rates are formulated through scientific calculation according to the law of large numbers.

3. Retirement funds

Retirement funds are the product of a typical life cycle concept, and usually allocate funds to various assets, such as various stocks and bonds. At the same time, according to the investor's preset exit date, the Foundation will automatically adjust the asset allocation ratio on a regular basis, that is, as the exit date of the target customer approaches, the portfolio risk will be gradually reduced.

4. Equity funds

Stock fund is an investment fund with stocks as the investment object, and it is the main type of investment fund. The main function of stock funds is to turn small investments of public investors into large investments in different stock portfolios. These investors are the main institutional investors in the stock market.

5. Monetary Fund

Money market funds are funds that invest in short-term securities in the money market. The assets of the Fund are mainly invested in short-term securities, such as short-term treasury bills, commercial paper, bank deposit certificates, short-term government bonds and corporate bonds.