It is recommended not to buy a house. Now the house is like a stock fund. Some people earn millions or tens of millions when they buy a house. But, you know, money didn't come out of thin air, it was lost by others. House prices are artificially copied, and people buy houses to make money, so buying a house is an investment. Since it is an investment, the difference is big. Different people, buying different houses, will eventually earn different money. For people like me who don't understand real estate, buying a house is no different from putting money in the stock market. Don't tell me the house price hasn't fallen. What if they fall when they come to me? No one can guarantee that my house will fall after I buy it, and I can still pay for it. If you have money, you can buy a house if you want to invest in your own field. Unless you are a real estate expert, buy it yourself. Otherwise, most people don't listen to others, so they should strengthen their professional fields and don't confront others in fields that don't belong to them. Take a chestnut: you run a restaurant. You should use the money from buying a house to open more restaurants or improve the quality of hotels. You work for people, so after you have accumulated some experience, you should consider being your own boss and starting your own business. In short, whatever you do, just don't buy a house, because you are not familiar with this field.

If you don't need a lot of money for the time being, you can consider buying government bonds. Put some in Alipay and buy low-interest short-term financial management issued by big banks, which is the safest. You'd better spread all your money among different banks. In the end, I still have to use this money to invest in the fields I am good at. Buying wealth management and national debt is also a loss, only a temporary expedient. Do not make long-term plans.