There are the following better hedging methods:
1, fund
The income of the fund is between bank deposits and stocks, but the risk is less than stocks. For some cautious investors, it is a good choice to exchange time for income by maintaining and increasing the value of fixed investment funds. When investing in fixed investment funds, there are the following skills:
A. In the process of fixed investment, it is more likely to produce a smile curve effect by choosing funds with high volatility, such as stock funds and index funds, while for monetary funds and bond funds, the volatility is small and the trend is relatively stable, which is not suitable for fixed investment operation and is more suitable for one-time purchase.
B, when the fund is in the downtrend channel, make a fixed investment operation, and when the fund is in the downtrend channel, make a fixed investment. By continuously increasing the share of positions, the cost of positions can be reduced, risks can be dispersed, and the fund's net value can rebound, thus realizing the smile curve effect. However, the fixed investment during the fund's rise will increase its position cost and risk.
C. In the process of fixed investment, you can set a take profit position to ensure its income. But the fixed investment of the fund has the characteristics of long-term, compound interest and average cost. Therefore, there is no need to set a stop loss in the process of fixed investment.
D. Change the dividend distribution method of the fixed investment fund into dividend reinvestment, and realize the compound interest effect by increasing the holding share.
2. golden
As a hard currency, gold has the function of storage. At the same time, gold reserves have always been regarded by the central bank as an important means to prevent domestic inflation and regulate the market. For ordinary investors, buying gold can achieve the purpose of maintaining and increasing value.
3. stocks
Although stocks have risks, they also have benefits. In the case of RMB depreciation, residents can choose to buy some blue-chip stocks and white-horse stocks. In the long run, their income is still considerable, and they can maintain and increase the value of funds to a certain extent. When trading individual stocks, reasonably control positions, set stop-loss positions, and control risks within a certain range.
4. Real estate
Investors can allocate some properties, such as shops and houses, and hold them for a long time and appreciate them.