The expected return of fund investment mainly depends on the rise and fall of fund net value. Generally, the net value of equity funds such as hybrid funds and equity funds fluctuates greatly, so many investors will choose fixed investment to smooth the fluctuation and level the investment cost. So how much is 500 yuan's fixed investment after three years?

1.3 years later, what is the fixed investment in 500 yuan?

Most fund sales platforms provide the function of fixed investment. After the user sets the fixed investment period, time and amount in advance, the system will automatically deduct the money when it expires. The fixed investment cycle usually includes daily fixed investment, weekly fixed investment, biweekly fixed investment, monthly fixed investment and other options, and the average investor chooses more monthly fixed investment.

The calculation method of the expected return of the fixed investment of the fund is as follows: the expected return of the fixed investment of the fund = the total share held * the current net value of the fund-the investment cost of the fund subscription. Without considering the dividend of the fund, the total share held by the fund is equal to the total share of 36 fixed investments (one year 12).

As the net value of the fund is updated daily, the fund shares bought by 500 yuan in each fixed investment period are not the same, so it is impossible to accurately predict the actual expected income of 500 yuan after three years of fixed investment.

Suppose investors choose stock funds for fixed investment, with a monthly fixed investment in 500 yuan and a three-year fixed investment of principal 18000 yuan. According to the expected annualized expected rate of return of 20%, the expected expected return after three years of fixed investment is about 5000 yuan.

Second, the skills of fund fixed investment

The main advantage of fixed investment is to diversify investment risks and costs, so the risk of fixed investment is usually less than one-time purchase, and the longer the fixed investment time, the more obvious the advantages of fixed investment.

But this does not mean that the fixed investment of the fund will continue to be invested, and the fixed investment also needs to set a profit-taking line. For example, as long as the profit exceeds 20%, the profit will be redeemed.

The above contents are about 500 yuan's fixed investment in three years, and I hope it will help you. Warm reminder, financial management is risky and investment needs to be cautious.