Fund dividends are similar to stock dividends, but they are essentially different. Fund dividends and stock dividends are ex-dividend, and stock dividends are subject to personal income tax. So is it necessary to tax the fund dividends?

Do I need to pay taxes on fund dividends?

There is no need to deduct bonus tax from fund dividends. Only in some special cases, such as ETF funds subscribed by stocks, dividends need to be taxed, and the tax deduction method is the same as that of stocks, which varies according to the holding time.

Provisions on tax deduction of stock dividends:

1 holding more than 1 year without tax deduction;

(2) Holding shares from 1 month to 1 year (inclusive), and the tax burden is 1 0%;

3. If the shareholders hold less than 1 month (including 1 month), the tax burden will be 20%.

Dividends and bonuses distributed by listed companies are paid in full before tax. When selling shares, the tax will be deducted according to the time of holding the shares. If there are no funds available in the account, there will be signs that the dividend tax will be frozen for a long time.

The arrival time of fund dividends is divided into the following two situations:

1 cash dividend: generally, it will be paid to the securities account in the evening of the trading day before the dividend date, after capital settlement;

2 dividend reinvestment: generally, the share will be paid to the fund account on the trading day after the dividend payment date.

After reading the above introduction, I believe everyone has a more comprehensive understanding of whether the fund dividends need to be taxed.