There are two main algorithms for the Sunshine Garden Phase IV Housing Maintenance Fund. 1. Calculated by the total purchase price of Sunshine Garden Phase IV: 2% of the total house price; 2. Calculated according to the construction area of Sunshine Garden Phase IV. When the commercial housing of Sunshine Garden Phase IV is sold, the buyer and the unit selling Sunshine Garden Phase IV shall sign the relevant maintenance fund payment agreement. Property buyers should pay the housing maintenance fund to the selling unit according to the proportion of 2-3% of the purchase price of Sunshine Garden Phase IV.

Sunshine Garden Phase IV is a house bought by mortgage, which can be handled by a loan company. Because if the house bought in the fourth phase of Sunshine Garden is mortgaged in the bank, the bank will not accept the second mortgage. Only after the mortgage of the house bought in the fourth phase of Sunshine Garden is completed can the second mortgage be handled again.

The above information is for reference only. I hope I can help you!