It is normal to buy a fund and lose money. After the loss, some investors will redeem it, and some investors will want to increase their positions. Does the fund have to increase its position if it loses money? So today, Bian Xiao is here to sort out the relevant knowledge of the fund for everyone. Let's have a look!

Is it necessary to add positions when the fund loses money?

It is necessary to analyze the reasons why the fund has been losing money. What is the reason why the fund has been falling? Is this the only fund that has fallen, or are most funds falling? What is the main reason for the decline of the fund? Is there a mistake by the fund manager or the fund itself is not good? After analyzing the reasons, I began to prescribe the right medicine.

If only this fund is falling and other funds are rising, it is because the fund itself is not good or the fund manager makes a mistake in investment, then don't increase the position. The general suggestion is that stop-loss redemption is better.

If the fund loses money, you don't have to add positions. Only when you are optimistic about the fund can you increase your position. If it is a bad fund and investors are not optimistic, don't add positions. It is very important to stop loss in time.

For example, if the fund loses money to a certain extent, it needs to stop and redeem. How to stop loss and redeem is actually very simple. As long as you set a stop loss point, as long as you reach this stop loss point, you can redeem it in time, so you can stop the loss in time. Don't be reluctant, you will get it if you give up. It's broken and it's broken. Choose a good time to enter the arena next time.

What is the situation that funds cannot be bought or sold?

Case 1: The fund is in closed or open period.

When the fund is closed, it cannot be bought or redeemed, but trading will be suspended. Secondly, some new funds can't be bought or sold during the opening period, and can only be traded when the funds are open.

Situation 2: When the fund pays dividends.

When the fund pays dividends, it will also happen that the fund cannot be bought or sold. This situation is normal, don't worry. After the fund pays dividends, it can be traded.

Scene 3: On holiday.

During holidays, some fund companies will suspend the subscription and redemption of funds. Even if investors apply, they will not take effect until the holidays have passed.

There are many reasons why funds cannot be bought or sold. Investors can refer to the above analysis. If the fund they want to buy cannot be bought, they can also consider other funds. If the fund can't be redeemed, you can wait a little while to see if it can be redeemed. When buying a fund, it is generally not recommended to buy it blindly without knowing anything. You'd better know more about the fund before buying it.

Did you cancel the deduction before the funds were confirmed?

If the fund is cancelled before confirmation, no fee will be deducted. Fees will only be charged after the fund is closed. If the fund cancels and does not buy, there is no need for handling fees. It is worth noting that it is best to cancel the order during trading hours.

For example, if you buy on a trading day, if you want to withdraw, it is best to withdraw before 15:00. If time passes, you may not be able to withdraw successfully, because the trading time of the fund is 15:00. If the fund confirms the share, you can't withdraw it. Therefore, when buying a fund, we should consider the time.

Pay attention when buying funds, don't buy blindly if you don't want to buy. You can redeem it if you don't want to keep it after buying it, but the handling fee is relatively high when redeeming it.

Because the holding time of the fund can be related to the handling fee, if the holding time is too short, the handling fee is relatively expensive, so if the fund you bought is not too bad, you can consider holding it for a period of time and then redeeming it. If the fund is not good, you can redeem the stop loss in time.

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