What's the difference between a new fund and an ordinary fund?
A new fund refers to a fund that plays new shares full-time when new shares are issued, with new shares as the investment target. Playing new funds can take advantage of the scale of funds to improve the winning rate and quota, so as to obtain the spread income after the listing of new shares. New funds are usually mixed funds with moderate scale, and the bottom positions are relatively stable large-cap stocks or bonds, so as to ensure that the Shanghai and Shenzhen stock markets have enough bottom positions to participate in the offline issuance of institutions. Playing new funds is not a special fund classification, nor is it a fund that is completely focused on investing in new shares.
General funds invest in different asset classes such as stocks, bonds, futures and real estate according to investment objectives and strategies. The risk-return characteristics of ordinary funds are different from those of new funds, which mainly depend on the investment direction and performance of bottom positions. Ordinary funds can also participate in innovation, but there is a ceiling for each fund to purchase new shares, and the income from innovation has little effect on larger funds.
How to operate?
According to your risk preference and income expectation, choose a new fund type that suits you, such as stock-debt balance, partial debt mixing, etc. After you choose a new fund, you can purchase it through various channels, such as banks, securities companies and third-party platforms. Pay attention to the subscription rate, minimum subscription amount, closure period and other details when purchasing; After the successful subscription, you can always pay attention to the changes in the net value and dividends of the new fund, and whether there are risk warnings such as suspension of subscription and redemption.