In general, it will be updated every year. At present, all localities are promoting the construction of medical insurance information platform, which will be put into use nationwide. The completion of the new platform will provide standardized, intelligent and convenient support for medical insurance business handling, supervision and management, public service and decision analysis, and greatly improve the service capacity and service level of medical insurance. All localities actively use electronic medical insurance certificates to realize card-free handling of Internet medical insurance services, promote card-free settlement of medical insurance, and effectively provide more convenient and efficient medical insurance services for insured people. The national medical insurance department has been working hard to expand the coverage of medical insurance. More and more new and good drugs have been included in the medical insurance drug list, and patients who use these drugs can be reimbursed by the medical insurance fund.
National medical insurance service platform:
It is a national unified medical insurance service platform developed by the National Medical Insurance Bureau, which provides people with various practical services such as insurance payment, information inquiry, treatment application and business handling. In addition, it also provides many exclusive functions such as electronic medical insurance certificate, mobile medical treatment and drug purchase, medical insurance prescription download, medical treatment in different places and transfer and connection, so as to provide convenient and high-quality online medical insurance services for the people.
Medical insurance:
Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.
The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get necessary material help from the society, reduce the burden of medical expenses, and prevent sick social members from "poverty due to illness".
The role of medical insurance:
1 is conducive to improving labor productivity and promoting the development of production.
Medical insurance is the inevitable result of social progress and production development. Conversely, the establishment and improvement of medical insurance system will further promote social progress and production development. On the one hand, medical insurance relieves the worries of workers, makes them work with peace of mind, can improve labor productivity and promote the development of production; On the other hand, it also ensures the physical and mental health of workers and the normal reproduction of labor.
2. Adjust income differences and reflect social equity.
Medical insurance is an important means for the government to adjust the income difference and redistribute income by collecting medical insurance premiums and paying medical insurance service fees.
3. An important guarantee for maintaining social stability.
Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions.
4. An important means to promote social civilization and progress.
The social system of medical insurance and social mutual assistance reflects the new social relationship of "one party in trouble and all parties support" by sharing the risk of disease costs among the insured, which is conducive to promoting social civilization and progress.
5. An important guarantee for promoting economic system reform, especially the reform of state-owned enterprises.
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