In the market, banks, fund companies, securities institutions and the stock market can manage money. But for beginners, it is actually very difficult to judge the professionalism of fund companies, the fit of securities institutions and the laws of the stock market. In contrast, it is relatively easy for banks to manage their finances.

In fact, the bank itself covers most kinds of wealth management products, with different risks and clear labels, which is beneficial for novices to understand the product information of wealth management products; In addition, in bank financing, it is usually necessary to fill out a questionnaire survey to determine the risk level of investors' own courses.

Therefore, for financial manager Xiaobai, without any experience and judgment basis, if he manages money in a bank, he can first make clear his investment preference, and then choose the corresponding financial management project from the products with appropriate risk level, which can greatly reduce the risk of blind financial management.

2. Third-party platform financial management is suitable for young people.

The third-party wealth management mentioned here is mainly the wealth management products of some Internet finance companies. Most of them operate with mobile phone software as the carrier. This kind of financial management is very convenient on the mobile phone, because investors can bind their own bank accounts, and there is no need to create multiple financial accounts when managing money. All transactions only need to be carried out in the bound account, and the whole financial operation process can be completed on a smart phone, which is very convenient and fast.

At the same time, in order to attract new users, these giant enterprises often carry out some activities to reduce the handling fees and service fees of wealth management projects, so financing here can save some costs. For young people, this is a convenient and rich financial platform.

3. Conduct fund financing operations in fund companies.

Funds have issuers, and there are many fund companies in the market now. If you are an asset-rich investor, or you have many years of investment experience. Then you can buy funds directly from the fund company. In the management of fund companies' own funds, the information is very timely. For investors, there is no lag in information, which is convenient for you to adjust your investment strategy.

At the same time, some fund companies have experienced fund managers who can control the withdrawal speed of management funds to the maximum extent even in a bear market. Therefore, as long as we choose the fund managed by the fund manager, we have a great probability of gaining income through long-term holding.

Generally speaking, there are many channels for financial management. As long as it is a legal institution, financial management is reliable. However, before managing money, you must first understand your risk tolerance, and then choose the appropriate investment projects according to this range.