Graded funds are funds with different risk-return shares. The split of graded funds refers to the conversion of parent shares into child shares, and the merger of graded funds refers to the merger of child shares into parent shares. Many investors don't understand the rules. How can graded funds be split and merged?

How to split and merge graded funds?

When the market transaction price of graded fund A+B is merged into the parent fund and the price is lower than the net value of the parent fund, we can buy A and B shares, then merge them into the parent fund and redeem them from the fund company to earn the difference. Similarly, if the net value of the sub-shares is higher than the net value of the parent fund, you can also earn the difference by splitting.

The main rules for the split and merger of graded funds are as follows:

1 merger: the sub-funds bought on T day can be merged into the parent fund according to a certain proportion on T day, and can be redeemed on T day after T+ 1 is confirmed successfully.

2. Split: The parent fund subscribed on T day can be split on T+ 1 day, but the estimated share should be determined by itself (blind split), and it can be sold after the split on T+2 day is successful. It used to be T+2.

The above are the rules about the split and merger of graded funds, hoping to help everyone.