Investment funds, many people will choose the capital preservation type, so must the capital preservation fund be guaranteed? Usually, as long as the capital preservation is clearly written in the fund contract, then the fund is capital preservation. At this time, users can rest assured to invest. Usually, there are certain restrictions on funds that promise to protect capital, so you need to read the fund contract in detail.

The capital preservation fund needs to pay attention to these points when committing to capital preservation, including that the capital preservation fund guarantees the principal with a capital preservation period; Midway redemption does not provide capital preservation; Capital preservation is not to protect the expected income. The guarantee period refers to the capital preservation of the investor's principal within a certain investment period (such as 3 years or 5 years), and there may be losses in the middle.

It should be noted that although the security of the principal is guaranteed when investing in the fund, it does not guarantee the income, that is, it may happen that after a period of investment, investors can only get back the principal of the investment, but they can't get the return on the investment, which is also a loss for investors and needs special attention.

Investing in capital preservation funds encounters some risks, such as liquidity risk and issuer risk, because capital preservation funds can not be applied for and redeemed at any time like ordinary open-end funds. At this time, users need to make judgments and invest with their own spare money.

When users usually invest in fund wealth management products, it is best to have a certain understanding of funds, such as understanding the classification of funds and the risks faced by different types of funds when investing. Only when they know it clearly can they invest. If there are people around who buy funds, users can learn from them and let themselves quickly master some investment skills when investing in funds to get benefits as soon as possible.

Finally, the common types of funds are money funds, bond funds, mixed funds, index funds, stock funds and so on. None of the above funds can guarantee the safety of principal when investing. You must use personal spare money when investing, and you can't borrow money to invest in funds. At the same time, after investing in the fund, we should pay attention to the trend of the net value of the fund and choose to sell it at the high point of the fund for profit.