1. The fund operates normally. If there are no changes in the market and industry, and the intrinsic value of the fund is also very promising, then you can consider adding positions at a low fixed investment level. Buying at a low price can evenly spread the cost, and even if the selling price is not at a high price, it is possible to make a profit. In addition, you should pay attention to whether the fund's losses are short-term losses. For example, funds that pay dividends often have short-term book losses. Such losses are benign, and the fund's net value will slowly recover.
2. There is a problem with the fund. If the fund continues to lose money because there is a problem with the fund itself, it is recommended to stop the loss in time. For a fund with poor "quality", sticking to it will only make the investment sink deeper and deeper. There are many problems that funds may have, such as changing fund managers, continued shrinkage of fund size, rat positions, etc. For actively managed funds, the management capabilities and style of the fund manager are extremely important. If the fund manager is changed or the investment style changes, then redemption can be considered when losses have occurred. Generally speaking, if the fund you hold continues to suffer losses in a rising environment, and the fund ranks low among products of the same type, it is recommended to stop the loss in time.
3. The market generally plummets. If the market generally plummets and turns from a bull market to a bear market, stock funds can also consider redeeming or switching to other more stable fund types. The above content about whether the fund will recover if it loses money and sticks to it, I hope it will be helpful to everyone. Warm reminder: Financial management is risky, so investment needs to be cautious.