What is a mutual fund?
Mutual fund is a kind of service insurance established by local government or authoritative organization. Users pay a certain fee. When encountering difficulties, they can ask the agency to reimburse some money. Mutual fund mainly introduces target customers with the help of service platforms such as the Chamber of Commerce, and forms a mutual fund pool according to a certain proportion paid by customers, which is the main secured loan.
For banks, it has the characteristics of relying on service platform, introducing customers' business scale in batches, asymmetric information processing, small credit line, scattered risks and prominent role in promoting customers comprehensively. This paper mainly writes about the significance of hospitalization mutual fund for reference only.