First, it is a rumor that the pension fund pool will decrease in 2035.
A report released recently has put many people who pay endowment insurance into a panic. According to the report, the pension balance in 20 19 is 4.26 trillion yuan, which has been increasing, reaching its peak in 2027, and then showing a downward trend. By 2035, the fund pool will bottom out, so many people begin to worry about their future pension problems. After seeing this report, the Minister of Human Resources and Social Security urgently denied China's pension.
Second, in recent years, China-Europe pension fund has become a development trend.
It can be seen from the time-sharing chart of China-Europe pension fund in recent years that it has been growing in recent years. Although it decreased slightly last year, it increased slightly at the beginning of this year. The reason is the impact of the epidemic. With the effective control of the epidemic by the state, the China-Europe pension fund has successfully returned to a stable state. We can predict that the China-Europe Pension Fund will be profitable even after it expires in 2035, and we can continue to hold this fund.
Third, the fund chooses to sell and choose to protect the capital at maturity.
If we buy this fund at a high level, our suggestion is to sell the capital preservation after the maturity. The amount bought at a high level is relatively inappropriate, but long-term holding of the fund can only see the benefits. So if you buy in Central Europe this year, it is best to sell it after it expires in 2035, and you can choose to buy other funds, such as health care. These are all good choices.
Whether the China-Europe pension fund should be sold or held at maturity depends on our personal situation. In any case, we must try our best to keep the principal. Of course, if you can earn a little, it will be even more icing on the cake.