The money fund in the change pass is safer for the rich and their wallets. Because the rich wallet is a product purchased through WeChat change, it is very safe from the purchase channel. Wechat change pass has a very comprehensive guarantee service to ensure the safety of your money. Secondly, the money principal of rich countries' wallets is relatively safe, and the loss of money fund product principal is very small. In terms of security, everyone can still rest assured. Therefore, the money fund in the change pass is safer.