Poor households do not have to pay medical insurance in 2022. However, the premise is that poor households must have established a file card. After all, one of the benefits of poverty alleviation is to cover rural medical insurance, but enjoy the same treatment. For some people in rural areas, the new rural cooperative medical system is free of payment and enjoys all the rights and interests of the new rural cooperative medical system.

The situation of farmers who do not have to pay medical insurance is as follows:

1, poor rural farmers with disabilities who set up files and cards;

2. People raised by village collectives;

3. Rural low-income households;

4. Rural five-guarantee households;

5. Elderly people over 80 years old in rural areas;

6. Others meet the exemption conditions of the new rural cooperative medical system.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.

People's Republic of China (PRC) Social Insurance Law Article 25 The State establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.