The safety rating of Minsheng Bank's pure bamboo debt is five-star, which means that the safety of this wealth management product is still very high.

Bond funds include pure debt-based funds (not buying stocks), primary debt-based funds (being able to issue new shares) and secondary debt-based funds (being able to issue new shares and buy and sell stocks in the secondary market). Among the three types, the risk and fluctuation of pure debt base are smaller, while the risk and fluctuation of secondary debt base are the biggest, and the possible income is the highest. If the market environment is not good, it is still possible for bond funds to lose 5%- 10% within one year. For example, in the bear market in the second half of 20 13, many bond funds lost 5% for half a year.