Redemption means selling the fund. Except for the newly issued funds in the closed period, the funds you have bought can be redeemed at any time, and the money will arrive three days after the redemption is successful. There is a charge for fund redemption, which is generally the redemption fee, but if you choose back-end payment when you purchase, you must pay the back-end subscription fee and deduct it directly from your fund value. According to the holding time of stock funds, the redemption fee is gradually reduced to zero. If it is held for more than one year but less than two years, the redemption fee will be reduced from 0.5% to 0.25%, and if it is held for more than two years, the redemption fee will be zero.

Reasons for choosing to redeem the fund:

First, individuals need to do it because they need money badly.

Second, the fundamentals of the fund have changed. That is, the company or fund manager to which the fund belongs has changed.

Third, compared with similar funds, the performance differentiation is obvious. If there is a clear gap in performance, we must find the real reason.

Fourth, views on the market outlook. If you are really no longer optimistic about the future market, choose to redeem the fund.

Fifth, there are no above four reasons to choose to hold firmly.