Generally speaking, the four indicators we usually call fund screening are fund establishment time, fund scale, fund liquidity and fund return rate. But in fact, according to different fund types, there are different fund indicators, that is to say, different fund types may have different emphasis. Through the analysis of these four indicators, we can reduce our investment risk and increase our expected income to a certain extent. What are the four indicators of fund screening? Are these four indicators reliable? For this problem, we have prepared relevant knowledge for reference.

1. What are the four indicators of fund screening?

1, when the fund was established

Generally speaking, it is better to set up a fund in three to five years. Compared with the new fund, the old fund is less volatile, that is, more stable and less risky. In addition, compared with the new fund, the old fund has three to five years of historical data for reference, which can make a relatively reasonable evaluation, while the new fund has no historical data for reference, just like opening a blind box.

2. The size of the fund

Generally speaking, the bigger the fund, the better, because the bigger the fund, the more funds available, and more funds can be used for many uncontrollable factors. The probability that the fund cannot operate due to financial problems is very small, the probability of fund liquidation is even smaller, and investors' fund redemption is more secure. However, we should also be clear that the larger the fund scale, the more difficult it is to operate and the higher the professional level of fund managers. Generally speaking, the size of money funds is larger than that of bond funds, stock funds and hybrid funds.

3. Sharp ratio

Sharp ratio can comprehensively reflect the risk and income of the fund, that is, the income that can be exchanged for each unit of risk can be regarded as a marginal income. Other things being equal, the greater the increment of income per unit risk, the better. Therefore, other things being equal, the greater the sharp ratio, the better. Sharp ratio is usually used by investors to compare the cost performance of funds, and the higher the cost performance, the better.

4. Maximum retreat

The maximum withdrawal of the fund refers to the range from the highest to the lowest net value of the fund in a period of time, that is, the fund fluctuates extremely badly in a period of time, which is also the biggest loss for fund investors in a period of time. Other things being equal, the lower the maximum withdrawal amount of the fund, the better. Maximum retracement can intuitively know the maximum loss degree of the fund in a certain period of time, and can evaluate whether one's risk tolerance can accept the maximum loss of the fund. For example, if the daily net value of a fund 1 month 1 0 yuan is 1 day, and the daily net value of February1day is 5 yuan, the maximum withdrawal ratio of the fund this month is 50%.

In addition to these indicators, there are also fund handling fees, the frequency of fund managers changing, the maximum withdrawal amount of funds, Sharp ratio, Shanghai and Shenzhen 300 income curves, etc., which can be used as the analysis indicators of funds.

Second, are these four indicators reliable?

Relatively reliable, the risk of the fund itself is not great. Through the analysis of these four indicators, we can reduce our investment risk to a certain extent and improve our expected return.