Worth it, 1. Company strength background Prudential Hong Kong is a Prudential Insurance Co., Ltd. established by the British Prudential in Hong Kong in 2013. It has insured 1.3 million customers in Hong Kong. Based on the population of Hong Kong, there is an average of 1 in every 6 people.

is a Prudential customer.

Moreover, Hong Kong Prudential won the "Financial Institution Award" issued by Bloomberg Businessweek in 2021, which is one of the most influential awards in the industry. Hong Kong Prudential has won the "Insurance Company of the Year" award for seven consecutive years.

Prudential was founded in 1848 and is headquartered in London. It is listed on the London, Hong Kong, Singapore and New York Stock Exchanges. Its business covers Asia, Europe, North America, Africa and other countries, with more than 20 million customers worldwide.

Prudential ranks 105th in the 2021 Forbes Global 2000 and 80th in the Fortune 500 in 2020. It can be seen that Prudential is very strong.

2. Solvency Solvency represents an insurance company's ability to repay its debts and also reflects whether the insurance company has the money to pay claims.

According to data from the "Insurance Industry (Long-term Liability Quantification) Rules" issued by the Hong Kong Insurance Regulatory Authority, as of December 31, 2020, Hong Kong Prudential's audited solvency ratio was 592%.

Moreover, two authoritative international rating agencies have given high recognition to Hong Kong Prudential's solvency. Among them, Standard & Poor's rating is A and Moody's rating is A2. It can be seen that Hong Kong Prudential's solvency is excellent.

World Insurance Human society has been facing the intrusion of natural disasters and accidents from the beginning. In the process of fighting against nature, ancient people came up with insurance ideas and primitive insurance methods to deal with disasters and accidents.

Around 2500 BC, the king of the ancient Babylonian Kingdom ordered monks, judges, village chiefs, etc. to collect taxes as funds for fire relief.

Stonemasons in ancient Egypt established a funeral mutual aid organization to pay membership fees to pay for burials.

The soldier organization in the ancient Roman Empire provided living expenses for the survivors of fallen soldiers in the form of fund-raising, and gradually formed an insurance system.

With the development of trade, around 1792 BC, it was the era of Hammurabi, the sixth king of Babylon, and commerce was prosperous. In order to aid commerce and protect the caravans, compensate for the loss of mules, horses and goods, Hammurabi

The Code stipulates the provision of equal sharing of compensation for losses.