Handling fee refers to the fees charged by securities companies for providing trading services to investors, which are generally charged according to a certain proportion of the transaction amount. The proportion of handling fees varies from securities company to securities company, generally ranging from 0. 1%-0.5%.
Management fee refers to the fee that the fund manager needs to pay to manage the fund, which is deducted from the fund assets. Management fees are generally charged according to a certain proportion of fund assets, and the proportion varies according to the fund type and fund company. For example, the management fee of stock funds is generally between 1%-2%, and that of monetary funds is generally between 0. 1%-0.5%.
For fund investors, what they are most concerned about is how to reduce commission fees. Here are some ways:
1. Select a securities company with a lower commission. Different securities companies have different commission fees, so investors can choose securities companies with lower commission to trade.
2. Choose a fund with a lower commission. The commission fees of different funds are also different, so investors can choose the fund with lower commission to invest.
3. Choose a trading method with lower commission. Securities companies provide a variety of trading methods, such as online trading, telephone trading, counter trading and so on. And the commission fees of different trading methods are different, so investors can choose the trading method with lower commission.
4. Reduce the commission fee by accumulating the transaction volume. Some securities companies will give certain commission discounts according to investors' trading volume, and investors can reduce commission fees by accumulating trading volume.
In a word, fund commission is the fee that investors must pay to invest in funds. Investors can choose securities companies, funds and trading methods with lower commissions to reduce commission fees. At the same time, you can also get commission discount through accumulated trading volume.