legal analysis: poor households will not have to pay medical insurance in 222. But the premise is that poor households must have files and certificates. After all, one of the benefits of getting rid of poverty is not paying rural medical insurance and enjoying equal treatment. For some rural people, the new rural cooperative medical system is exempted and enjoys all the rights and interests of the new rural cooperative medical system, which is limited to the following types of farmers: poor and disabled farmers in rural areas have file cards; People raised by village collectives, low-income families in rural areas; Five-guarantee households; Rural elderly over 8 years old; Others meet the exemption conditions of the new rural cooperative medical system. 1. Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the payment of employers and individuals. Medical insurance institutions shall give certain economic compensation to the insured after medical expenses occur. The establishment and implementation of the basic medical insurance system has condensed the economic strength of units and social members. Together with government subsidies, sick social members can get necessary social material help, reduce the burden of medical expenses, and prevent sick social members from "getting poor due to illness".
2. Poor households refer to families with difficulties in life without special policy subsidies. Usually refers to the family whose annual per capita net income is less than 865 yuan. The state has strict standards for the definition of poor households: absolute poverty (annual per capita net income below 627 yuan), relative poverty (annual per capita net income of 628-865 yuan) and low-income population (annual per capita net income of 866-125 yuan); General income and high income (annual per capita net income of more than 125 yuan). Generally, the family population whose annual per capita net income is less than 125 yuan is collectively referred to as vulnerable groups. Absolute poverty: refers to the fact that individuals or families lack the minimum resources to maintain the minimum living needs, or even find it difficult to survive. When measuring the standard of absolute poverty, generally only the items that must be purchased to keep healthy are considered, and the purchased items should be the simplest and most economical.
3. Treatment enjoyed by low-income families: minimum living guarantee. Minimum living guarantee refers to the relevant preferential policies that families who meet the minimum living guarantee application qualification and minimum living guarantee treatment standard can enjoy. It is different in different regions. Take Fushun City, Liaoning Province as an example to introduce its minimum living standard. Medical assistance, urban medical assistance and medical insurance for urban residents are implemented in parallel. The individual contributions of the minimum living security object (including the starting line and hospitalization expenses paid by individuals) shall be reimbursed by 6% of medical assistance. The annual maximum amount of outpatient medical assistance is 5 yuan per person, and the annual maximum amount of inpatient medical assistance is 2,5 yuan per person; Give 3% medical assistance to marginal families with minimum living allowance, with the maximum annual assistance limit of 1,5 yuan per person.
4. Heating subsidy: 1% for urban low-income families, 8% for ordinary low-income families and 4% for marginal low-income families in cities and towns. According to the policy that the residents with minimum living allowance in cities and towns are now enjoying the rural compulsory education, they are exempt from tuition and miscellaneous fees, textbook fees and living allowance; Give subsidies to 5% of the subsidy standards for urban low-income families.
legal basis: social insurance law of the people's Republic of China
article 2 the state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in case of old age, illness, industrial injury, unemployment and maternity.
article 26 the treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.
article 28 medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards, and emergency and rescue shall be paid from the basic medical insurance fund in accordance with state regulations.