This bank is an independent corporate bank with short operating radius, flexible decision-making, obvious advantages in scientific and technological development, advanced software and hardware equipment, high flexibility in independent development and design, being closer to the market and customers, constantly innovating financial products and serving customers wholeheartedly. The bank's personal business is rich, mainly including various deposits, collective credit business for formal employees of high-quality units, "Easy Life" housing provident fund portfolio loans, "Lideli" self-financing services, "Yulan Wealth Management", fund consignment and other personal businesses, and successfully launched Hengtong Credit Card; In order to adapt to the characteristics of Dongguan's export-oriented economy, the bank actively provides international services such as letters of credit, foreign exchange loans, collection and trade financing. The Bank's corporate business maintained a good momentum of development, mainly engaged in various types of corporate deposits and loans, acceptance bills, letters of guarantee and other intermediate businesses and special businesses; The Bank's treasury business enjoys a certain reputation among peers, which has brought great benefits to the Bank, mainly engaged in interbank deposits, bond investment, bill discount, credit asset transfer and other businesses.