what are the two ways to enhance p>P2P trust? Which is safer?

at present, P2P mainly has two ways: insurance and guarantee, but the way of cooperation between P2P and insurance companies is more secure. I use rice tank finance, which uses performance guarantee insurance, at present. Performance guarantee insurance is a relatively safe insurance. What are the p2p credit enhancement methods

1. Banking department. Because banks are scarce resources, and because of their own financial attributes, the online lending platform of the banking department has the best credit enhancement effect.

2. listing department. When choosing a listed online lending platform, we should pay attention to two points: 1. Whether the listed company is fully controlled; 2. How is the operation of the listed company? Some listed companies have only one shell left, and obviously do not have the ability to endorse.

3. Department of State-owned Assets. There are a large number of state-owned online lending platforms, some of which are central enterprises and some are regional small state-owned enterprises, and their strength is very different. The platform of state-owned assets department depends not only on whether it is state-owned shares or state-owned holdings, but also on the strength of state-owned assets behind it.

4. department of venture capital. An online lending platform should increase its trust through venture capital, and it is important to get whose venture capital. Venture capital institutions include internationally renowned large institutions and shell companies, so we must pay attention to screening.

5. Openness and transparency. The Internet Finance Association is promoting the statistical reporting system of its members and building an Internet financial information reporting platform, both of which are aimed at making the industry more open and transparent. Is p2p financial management safe? Which is safer?

p2p financial management is relatively safe, but you should also see if there is a third party on this platform. If there is, it will be safer. For example, I always play Junrong Loan on this platform, a very reliable financial management company, and tailor-made your own financial products for you. Deposit VS p2p: which is safer

deposit is relatively safer. The high p2p income means that it will bring relatively high risks, but finding a good platform will greatly reduce investment risks. I suggest you know more about financial management related to P2P, which will help you invest in the future.

(Geometric Finance)

Deposit is not as good as buying a money fund, which is more flexible.

You can allocate some funds in the money fund and some on a reliable P2P platform. What are the common credit enhancement methods of P2P platform

1. Background < P > This is an era of "fighting for dad", so P2P companies began to find all kinds of real and fake "michel platini" for themselves, and investors who expect to enjoy the cool with their backs on trees are also very fond of this set. So in the past year or two, the platforms of "Banking Department", "State-owned Assets Department", "Listing Department" and "Venture Capital Department" have sprung up one after another, and only the platforms themselves know how much water there is!

2. Third-party guarantee

It is not enough to have a background, but also a guarantee. China people seem to trust the guarantee company. Many times, we still don't know what the guarantee company does, whether it has guarantee qualification or not, and whether it is related to P2P companies. As long as the platform publicizes the guarantee of a third-party guarantee company, we feel much more at ease.

3. Third-party depository of funds

In fact, this can be trusted by investors as a certain means of credit enhancement. After all, whether it is bank deposit or third-party payment, to a certain extent, it has put an end to the possibility of storing funds in the platform, which is beneficial to investors' capital security. However, with the introduction of regulatory rules, the deposit and management of funds can only be undertaken by banks.

4. Risk reserve fund

Many platforms will hang out the company's risk reserve fund on the homepage of the website. Once the publicity is overdue, the platform will advance it by itself. This is the most common means of platform credit enhancement. However, the risk reserve also has certain limitations. Investors need to pay attention to the risk reserve and the leverage to be collected from the platform. Once the gap is too large, the reserve is useless.

5. ICP certificate

This can be said to be the most new means of communication brought about by the regulatory rules. Although the ICP certificate will be the entry threshold license of P2P financial platform in the future, it is still difficult to obtain the ICP certificate during the rectification period this year, which will undoubtedly increase the trust of the platform that already has the ICP certificate.

6. Information disclosure

This can be said to be the most practical means to increase credit. What is more credible than letting investors know all the information about investment projects? It is a pity, however, that even though the regulatory authorities have issued the standard of trust, the trust status of various platforms in the industry is still worrying. It is worth mentioning that in this respect, some small and medium-sized platforms that focus on vertical areas have a high degree of trust. Which p2p financial network is safer?

At present, there are many financial platforms, and investors need to inspect and judge for themselves. At present, it is recommended to choose a platform with formal background (background of listed companies), reasonable income, good project transparency and good risk control guarantee system, which will be safer and more reliable. Which is safer, P2C or P2P?

P2P is safer. It's safer to split yourself up and invest in more platforms. Which is safer, bank deposit or P2P financial management?

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