1. First of all, buying a fund depends on your risk tolerance. If you can bear great risks, I suggest you buy index and stock funds, which are risky and have high returns; If the endurance is average, it is recommended to buy a stable type; If you can't bear the risk, buy money funds and bond funds, but there is no income. However, if the fund makes a fixed investment, it is recommended to choose a high-risk type, because the fixed investment itself can spread the risk.

2. Secondly, you should choose a fund with a professional eye. Generally, fund companies that have survived the bull and bear markets have rich experience. I recommend that you buy products from Huaxia and Yifangda, and companies such as Huitianfu, Yin Hua, Rongtong and Huashang are also good.

3. So, to sum up the above two points. You can choose the index and stock fund products of Huaxia and E Fund Company, such as Huaxia CSI 3, E Fund 5 Index and E Fund Value Selection.

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