Just stay in the hospital.

social medical insurance reimbursement is after discharge or transfer.

Settlement procedures for hospitalization and outpatient treatment of special diseases:

Before 1th of each month, designated medical institutions will report the expense statement, hospitalization statement and relevant materials of patients discharged from hospital last month to the medical insurance agency, which will use them as the basis for monthly pre-allocation and year-end final accounts after review;

the medical insurance agency shall allocate the overall expenses for hospitalization and outpatient treatment of special diseases last month every month;

Insured persons who are identified as suffering from special diseases should go to a designated medical institution designated by the labor and social security department for medical treatment and purchase medicines, and the medical expenses incurred shall be directly accounted for and settled immediately.

Emergency settlement procedure: The medical expenses incurred by the insured for emergency rescue in non-designated medical institutions in the city and medical institutions in different places shall be paid in advance by the individual or unit first. After the emergency rescue, the medical insurance agency shall go through the reimbursement procedures according to the regulations with the emergency medical records, inspection, laboratory report, invoice and detailed list of medical charges.

Settlement procedure for the relocated workers:

The unit where the relocated workers live will designate 1-2 designated medical institutions for them, and report to the medical insurance agency for the record;

the medical expenses incurred by the designated medical institution at the place of residence where the workers from different places are ill will be paid in advance by myself or the unit where I work. After the treatment, the unit where I work will go to the social medical insurance agency for settlement on the specified date with the medical certificate and medical records of the insured, valid expense bills, multiple prescriptions, hospitalization expenses list, etc.

Referral and transfer settlement:

If the insured person is transferred to other medical institutions for diagnosis and treatment due to the conditions of designated medical institutions or specialized diseases, it is necessary to fill in the approval form for referral and transfer. By the attending physician, the reason for referral and transfer is put forward, the director of the department puts forward the opinion of referral and transfer, the medical institution's medical insurance office reviews it, the dean in charge signs it, and it can be transferred only after being reported to the municipal medical insurance center for examination and approval;

in principle, the referral should be made first in the city and outside the market, first in the province and then outside the province. The city's referral and transfer regulations are carried out among designated medical institutions. Referral from outside the city shall be proposed by the designated medical institutions above Grade III in this Municipality;

the medical expenses incurred by the insured after referral and transfer shall be paid in cash by the individual or unit first. after the medical treatment is over, the insured or his agent shall submit the referral and transfer approval form, medical record certificate, prescription and valid documents to the medical insurance agency for reimbursement of the hospitalization expenses within the scope of the overall fund payment.

Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.