1. The nature is different: the front-end charge is the payment method when applying for purchase, and the back-end charge is the payment method when redeeming.

2. Different concessions: the front-end charging rate is relatively low, generally 0,6%, and the back-end charging rate is relatively high, generally 1, 5%.

3. Different functions: front-end charges are suitable for short-term investment, while back-end charges are suitable for long-term investment.