The market continues to fluctuate and the risks are highlighted. When choosing a fund for financial investment, adhering to the concept of "a pile of eggs, multiple baskets", optimizing the fund into a portfolio will help you resist risks. The fund portfolio should combine its own life cycle, risk tolerance and investment period, invest in more than one fund of various types, balance risk management, enhance the stability of investment, and make the fund investment get better returns at all stages, instead of simply adding stock funds.

So, how should investors choose funds as their investment portfolio? The market experienced the share reform in 2005, which doubled the performance of the fund, which can be said to be largely a supplement to the market before the share reform. This kind of performance is hard to meet in a mature market. Investors should reduce their investment income in the market. For our emerging markets, it is enough to adjust the expected return to around 30%.