Hello,

Regarding "Is there a difference between buying a fund and opening an account with a securities company and opening an account with a bank", we have made the following answer for you:

Banks and securities companies can both be consignment brokers of funds, so they can operate their consignment funds through banks or securities companies. First of all, as far as Guotai Junan is concerned, many funds have preferential subscription fees through online transactions. See the relevant announcement (/share/) docId=1415534& oneColum=index& twoColum=gsdt）。

second, closed-end funds must participate through securities accounts, so they can only participate through securities company accounts.

thirdly, some brokers' wealth management products may not be able to participate through banks, so they need to participate through the brokers.

Generally, funds can be operated through the Internet through securities companies. Personally, I think that financial management is an all-round concept. All kinds of risks, such as currency, bond and stock, have different risks and different returns. However, customers should make reasonable allocation according to their own risk preferences, and risks and returns are positively related.

The above content is the answer to "Is there a difference between buying a fund and opening an account in a securities company and opening an account in a bank?" I hope our answer will satisfy you!

If you don't understand or have other questions, you are welcome to contact us directly:

Online consultation website/national unified service hotline 41-518-369

Customer service staff: Xue Huiying, with the practice certificate number of S88112438 and mobile phone number of 1391715576

Guotai Junan Securities.