According to the relevant laws and regulations of our country, individual investors who apply for fund account opening are 18-70 years old and have full capacity for civil conduct, while citizens over 16 years old but under 18 years old are required to submit relevant income certificates before opening an account. The fund account is opened during trading hours from Monday to Friday. After opening an account, the account will be sent to investors by SMS. Therefore, for minors over the age of 16 and under the age of 18, they can buy funds on Alipay, while for minors under the age of 16, they cannot buy funds on Alipay.

Investors should pay attention to the following points when buying funds on Alipay:

1, risk tolerance

When investors buy funds, they should choose funds according to their investment preferences and risk tolerance, that is, for investors with low risk tolerance, they can choose some money funds and bond funds, and for investors with high risk tolerance, they can choose some index funds and stock funds.

2. Fund investment objectives

When choosing a fund, investors should know whether the investment target of the fund is to invest in the money market or the stock market. And understand the risk and income of the fund through its investment target, so as to better choose the fund that suits you.

3. Historical performance of fund managers

The historical performance of fund managers reflects the investment level of fund managers. Generally speaking, the better the historical performance of fund managers, the higher their investment level, and the greater the probability of such funds rising in the later period. On the contrary, fund managers with poor historical performance are more likely to manage funds that fall later, so investors should choose funds with better historical performance to invest.