How are the points of the Bank of Communications credit card calculated? The points of the Bank of Communications are one point for every dollar spent. If you spend 350 yuan, you will only be given 266 points. This may be because there is a certain delay in bank points giving away. Generally, all within two working days.

Gifted to your account.

Bank of Communications, referred to as BOCOM, was founded by Bank of Communications in 1908. It is one of the oldest banks in China and one of the note-issuing banks in modern China.

On April 1, 1987, the reorganized Bank of Communications officially opened for business and became China's first national state-owned joint-stock commercial bank, with its head office in Shanghai.

Bank of Communications was listed on the Hong Kong Stock Exchange in June 2005 and on the Shanghai Stock Exchange in May 2007.

Bank of Communications is one of China's major financial service providers. The group's business scope covers commercial banking, securities, trusts, financial leasing, fund management, insurance, offshore financial services, etc.

Bank of Communications has 235 domestic branches, including 30 provincial branches, 7 directly affiliated branches, and 198 provincial branches. It has branches in 239 prefecture-level and above cities and 158 counties or county-level cities*** nationwide.

3,270 business outlets; it has 7 non-bank subsidiaries, including wholly-owned subsidiaries BoCom Leasing, BoCom Insurance, and BoCom Investment, and holding subsidiaries BoCom Fund, BoCom Guosen, BoCom Life, and BoCom International.

In addition, Bank of Communications is also the largest shareholder of Changshu Rural Commercial Bank and the joint largest shareholder of ++ Bank. It has strategically invested in Hainan Bank and controls 4 rural banks.

In 2015, the State Council approved the Bank of Communications Deepening Reform Plan.

Focusing on the three key points of exploring the corporate governance mechanism of large commercial banks, implementing the reform of internal operating mechanisms, and promoting the transformation and innovation of business models, Bank of Communications has steadily promoted the implementation of deepening reform projects, gradually released reform dividends, effectively stimulated transformation momentum, and continuously improved core development indicators.

In 2017, Bank of Communications has been among the Fortune Global 500 for nine consecutive years, ranking 171st in terms of operating income.

How to get points with Bank of Communications credit card?

You can earn 1 point for every RMB 1 spent, and 8 points for every US$1 spent. Additional card points can be merged into the main card account, and points from multiple credit cards under the same main cardholder's name can be applied for merging.

How to accumulate points with Bank of Communications credit cards: 1. Applications for the use of points can only be applied by the designated principal credit card holder, and Bank of Communications will immediately deduct the corresponding points from the cardholder's points account.

2. All points usage methods or projects (including points park, airline miles, points for cash or others), usage standards, and usage rules are subject to the terms of each project published by the points park and credit card website at that time, including but not limited to:

(1) Please log in to club.bankcomm.com and enter the "Help Center" to inquire about the relevant rules of Points Paradise.

(2) The redemption rules for exclusive gifts for co-branded cards are subject to the content published on each co-branded card product on the Bank of Communications Credit Card website.

3. Points from multiple credit cards under the name of the same principal cardholder can be applied for merging, except for credit cards with exclusive plans for co-branded cards.

Combining points from multiple credit cards can be processed through Points Paradise or the 400 customer service hotline.

4. The cardholder's points account must have enough points and the application for use must be accepted by Bank of Communications before it can be used.

If there are insufficient points, the application for use will be automatically canceled.

5. All applications for the use of points, regardless of how they are submitted to Bank of Communications, cannot be canceled or changed once accepted by Bank of Communications. The required points will be deducted from the designated credit card points account, and the updated points will be displayed on the next bill.

Extended information 1. Points Paradise is a bank-based e-commerce platform with the concept of "the first point-based consumption department store" launched by Bank of Communications Credit Card. It upgrades the original bank-based mall's simple points exchange and installment payment functions to points + cash purchases.

As well as all the functions of exclusive card payment purchases, it is the first point consumption department store in China.

2. It not only provides customers with an online purchasing platform or payment channel, but also provides a more convenient shopping experience, including convenient purchasing processes, rich product types, preferential prices, high-quality services, and multiple combinations.

Payment methods, etc., these will naturally form unique advantages that distinguish it from other e-commerce companies.

3. Taking the payment method as an example, multiple options such as points + cash or points + card fees can not only allow customers to enjoy the double benefits of point value and discounted goods, but also give users more choices.

4. Rich products (1) The upgraded “Jiaobohui Commodity Hall” will cover about 300,000 kinds of products and services, gathering products and resources from major high-quality brands and well-known e-commerce companies.

Not only does it have regular e-commerce products, but it also supports service products such as hotel reservations, air ticket reservations, travel reservations, and movie ticket purchases. It even supports car insurance and other insurance-related online points or credit card redemption.

(2) It is a comprehensive platform for online purchasing and services.

Among them, the cash model of brand museum cooperation allows you to directly enter well-known brand e-commerce websites to accumulate credit card points through the Points Paradise, and enjoy exclusive discounts.