Why did mutual funds stop buying? Perhaps many people who do fund operations will feel very strange. Why can't a combined fund suddenly buy? The following are the reasons why the portfolio funds brought by Bian Xiao stopped buying, hoping to help everyone.
Why did mutual funds stop buying?
There may be many reasons for suspending the purchase of mutual funds. Here are some possible scenarios:
Market fluctuation: when the market fluctuates violently or the uncertainty increases, the fund management company can suspend the buying operation of the combined fund to protect the interests of existing investors. Doing so can prevent excessive funds from pouring into the fund, further affecting the liquidity and investment performance of the fund.
Adjustment of net asset value: the subscription and redemption of combined funds are based on the net asset value of funds. If it is necessary to adjust the net asset value of the fund due to changes in asset valuation methods or major portfolio adjustments, the fund management company may suspend the buying operation until the adjustment of the net asset value is completed.
Business operation needs: fund companies may suspend the purchase of portfolio funds based on internal business operations. This may be related to system upgrade, accounting and product adjustment.
Management capacity limitation: when the fund portfolio is large or the resources of the fund management team are limited, in order to maintain the implementation of investment strategy and effective risk management, the fund company may suspend buying to control the new fund scale.
Please note that the above list only lists some possible reasons and cannot cover all situations. The operation and management of each fund may be different, and the specific reasons are related to the specific fund. If you are in doubt about the suspension of the purchase of portfolio funds, it is recommended to consult the fund sales organization or browse relevant materials to obtain detailed explanations and the latest developments.
Combined funds (including index funds, active funds, etc. ) is an investment tool that combines many different funds to invest in multiple asset classes, aiming at asset diversification, risk management and long-term appreciation. By choosing a suitable portfolio fund, investors can indirectly obtain the income of each asset category, and at the same time, through the professional management of fund managers, the overall income can be improved.
Mutual funds stop buying.
According to the Notice on Regulating Fund Investment Advice Activities, at this stage, many Internet sales platforms can no longer invest in portfolio funds. First of all, there are many products in the portfolio, and some products have exceeded the risk tolerance of investors, so they are currently in the stage of suspending buying.
In order to regulate the regulatory requirements of fund investment advice activities, fund companies will regulate the portfolio and suspend the buying function of the portfolio. During the adjustment period, the asset operation and redemption of the original portfolio held by investment customers will not be affected, and some portfolios may be converted into fund investments in the future. Investors can pay attention to the announcement of fund companies.
Combined fund is a kind of fund financing method that invests in multiple underlying funds at the same time. In addition to investors matching their own fund portfolios, there are also many direct sales of portfolio fund products. Compared with ordinary funds, the risk of combined funds is higher.
How much is the income from buying a fund for 30 thousand yuan a day?
How much does 30 thousand buy a fund to earn a day? There is no clear answer to this question, mainly for the following reasons:
1. Different types of funds have different expected returns.
As we all know, according to the different investment targets, funds can be roughly divided into money funds, bond funds, hybrid funds and equity funds. Different types of funds have different expected returns. For example, the expected return of money funds is smaller than that of equity funds, and the balance treasure in Alipay is one of the money funds. In Yu 'ebao, the income of 10,000 yuan a day will not exceed 1 yuan, which means that if 30,000 yuan is transferred to Yu 'ebao, the expected income of one day will not exceed that of 3 yuan.
2, the fund's rate of return is constantly changing.
The fund's rate of return has been changing and adjusting. It may rise by 5% today and fall by 6% tomorrow. It may fall for a while, or it may rise for a while. Because the fund's rate of return is constantly changing, it is impossible to calculate the exact value of each day.
3. The fund may lose its principal.
Funds do not guarantee principal and interest, so if you buy a fund for 30,000 yuan, the daily income may be negative, and the fund may lose its principal. Therefore, you should not only consider how much income you can earn, but also consider whether you will lose the principal.
For example, if an investor buys a fund of 30,000 yuan and the fund increases in value by 10%, then the investor can get: 30,000 yuan ×10% = 3,000 yuan. Fund income = principal × yield-handling fee.
Characteristics of equity investment funds:
1. In terms of fund raising, it is mainly raised by a few institutional investors or individuals through private placement, and its sales and redemption are conducted by fund managers or fund sales companies through private consultations with investors. In addition, the investment method is also carried out in the form of private placement, which rarely involves the operation of the open market and generally does not need to disclose the details of the transaction.
2. More equity investment is adopted, and debt investment is rarely involved. Therefore, PE investment institutions enjoy certain voting rights in the decision-making management of the invested enterprises. Reflected in investment instruments, common stock or transferable preferred stock and convertible bonds are commonly used.
3. Generally investing in private companies, that is, unlisted companies, and rarely investing in publicly issued companies, will not involve the obligation of tender offer.
4. It is more inclined to a molding enterprise that has formed a certain scale and generated stable cash flow, which is obviously different from VC.
5. The investment period is long, generally reaching 3 to 5 years or longer, which belongs to medium and long-term investment.
6. The liquidity is poor, and there is no ready-made market for the transferor of a non-listed company to directly reach a deal with the buyer.
7. There are many sources of funds, such as wealthy individuals, venture funds, leveraged M&A funds, strategic investors, pension funds and insurance companies.
8.PE investment institutions mostly adopt limited partnership system, which has good investment management efficiency and avoids the disadvantages of repeated taxation.
9. Diversified investment exit channels, including IPO, TRADESALE and M&A; A), the target company management repurchase, etc.
How to distinguish between good and bad funds?
How to distinguish the quality of a fund is mainly analyzed from the following * * * indicators:
1, maximum withdrawal amount
The maximum withdrawal of the fund refers to the range from the highest to the lowest net value of the fund in a period of time, that is, the fund fluctuates extremely badly in a period of time, which is also the biggest loss for fund investors in a period of time, so the lower the maximum withdrawal of the fund, the better.
2. Sharp ratio
Sharp ratio means that the fund can obtain excess return by taking unit risk. The higher the Sharp ratio, the higher the excess return and the better the fund performance. Generally speaking, the Sharp ratio of equity funds and hybrid funds is better than 1.
3. Historical performance of the Fund
The historical performance of the fund is also the performance since its establishment, so the higher the historical performance of the fund, the better the fund will be.
4. Shanghai and Shenzhen 300 yield curve
This indicator mainly compares the fund return rate with the Shanghai and Shenzhen 300 return curve. When the fund's return rate is greater than the Shanghai and Shenzhen 300 return rate curve, it means that the fund's investment return rate is high, on the contrary, it means that the fund's return rate is poor.
5. Fund size
Generally speaking, the larger the fund, the more stable the fund and the smaller the fluctuation. However, we should also know that the larger the fund scale, the more difficult it is for fund managers to operate and the higher the professional requirements for fund managers.