Is it cost-effective to buy a new fund during the fundraising period?
It is more cost-effective to buy in the new fund raising period. One of the reasons is that buying funds during the fund raising period can reduce the holding cost of funds. On the one hand, the net value of the new fund at the time of subscription is 1 yuan, so the fund can be purchased at low cost; On the other hand, the handling fee for purchasing new funds during the raising period is relatively low. The second reason is to buy funds during the new fund raising period. After the establishment of the fund, it will directly enter the closed period. During the closed period, the positions of such funds in stocks will be reduced. In this case, the investment funds will be more stable and the risk will be relatively small.
Although the new fund will also stand guard because of the failure of raising, once the raising fails, the fund manager will bear the bonds and expenses arising from the raising behavior with the inherent property. Often, the money paid by investors will be refunded within 30 days after the fund raising period expires, and the interest expense of bank deposits will be calculated for investors in the same period. So even if the fund-raising fails, there won't be much loss.
Generally speaking, it is more cost-effective to buy a new fund during the raising period, and the most important thing is to reduce the investment cost of the fund.