Male, 30 years old, annual premium 1 1350, payment period of ten years, insured amount 10000. From the hesitation period of the insurance contract to the collection of 3000 yuan at the age of 79, the annual premium paid at the age of 80 will be refunded 1 13500, and the contract will be terminated.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.

The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get necessary material help from the society, reduce the burden of medical expenses, and prevent sick social members from "poverty due to illness".