What should I do if I want to sell high and suck low in a volatile market? How can I avoid turning high selling low into chasing up and killing down? Here is an example to explain to you, a more scientific strategy of high throwing and low sucking, and a fixed market value method. What is market value? Simply understand you. For example, if you hold a fund of 1 1,000 yuan, this 1 1,000 yuan is the market value of your fund. If the market rises to 1.200 yuan, the market value of the fund will become 1.200 yuan, and the same is true. Before explaining, you can be familiar with two calculation formulas: current market value = accumulated fund share * current fund net value, and subscription amount = target market value-current market value. If the subscription amount is negative, it means that the fund will be redeemed.

If we increase the fixed market value of the fund by 1 1,000 yuan per period, then the net value of the fund in the first period is 1, and we need to buy 1 1,000 yuan; The second net value fell to 0.8, and the market value became 800 yuan. In order to maintain the monthly fixed market value of 1 1,000 yuan to 2,000 yuan, you need to buy 1, 200 yuan, and share 1 1,500 yuan; In the third period, the net value rose to 1.2, and the market value rose to 3000, which was consistent with the target. Do not buy or sell; The fourth net value soared to 2, the fund market value rose to 5,000, the target market value was 4,000 yuan, and the redemption was 1 1,000 yuan; The net value of the fifth period fell to 1.6, and the market value fell to 3200 yuan. At present, the market value is 5000 yuan, so we need to buy 1800.

Some partners may get dizzy after hearing the above understanding and seeing a series of figures and calculations. You can only remember one thing, increase the market value of the fixed investment fund every month. Sell more, buy less. With this method of increasing the market value, you can take profits and redeem some funds when it rises sharply, and buy more funds when it falls sharply, so as to really sell high and suck low, instead of chasing up and killing down. This strategy is more suitable for volatile market, you can refer to it.

It is not difficult to see from a set of comparative data of fixed investment of Shanghai Stock Exchange Index that, according to historical data, no matter whether the market is in a bull market, a bear market or a ten-year shock period, the value average strategy can obtain higher investment income at a lower average cost, and even play a better hedging effect when the market is in a downturn. As a long-term investor, the rate of return obtained through multiple cycles is even twice that of ordinary fixed investment! (17.88% vs. 44. 17%). Compared with ordinary fixed investment, the fixed investment of value average strategy can automatically realize high throwing and low sucking, which can basically solve the passivation disadvantages of regular fixed investment. At the same time, it also solves the problem that it is not easy to grasp the opportunity of high sales by "only buying and not selling".