Hello, Xinli, this is dividend insurance, which belongs to investment type. 7% of the insured amount will be refunded every two years, and there will be dividends every year. Specifically, you want to know how much money your son can get when he is 18, 25 or 30 years old. You must know the insured amount of the insurance you bought, and then the dividend is uncertain. You can only estimate the dividends in the past five years.

Besides, how do you collect it? It's simple. Anyone who buys a Ping An insurance policy will open a Ping An one-door pass. If you upgrade to advanced authority, you can directly operate your dividend and survival fund in an account.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.