1. The unit verifies the relevant extraction certification materials and copies provided by individual employees, and the qualified managers of the unit fill in the application form for housing provident fund extraction and the inventory of housing provident fund extraction uniformly printed by the housing provident fund management center, and apply to the account opening management department with the original and copies of relevant certification materials;

2. Management personnel shall review the extracted materials, amount, times and personal account information. To meet the extraction conditions, go through the extraction procedures; For those who are not allowed to withdraw after examination, inform the reasons for not allowing withdrawal; For special circumstances can not be answered in time, should consult the director of the management department and the relevant departments of the housing provident fund management center, and give a clear answer to the unit within three days;

3. For those who meet some extraction conditions, the personnel of the management department should input relevant information into the system according to the extraction materials, establish the first employee housing provident fund extraction record sheet, and affix the words "housing provident fund extraction has been processed" on the purchase invoice (or purchase receipt, down payment invoice, rent invoice, tax payment voucher and purchase material invoice);

4, management personnel input "housing provident fund withdrawal list" and confirm the personal savings account;

5. After the extraction is confirmed, the management personnel print the Application for Extraction of Housing Provident Fund and the Inventory of Extraction of Housing Provident Fund in duplicate. If you cancel the withdrawal, you also need to print the personal housing provident fund cancellation interest statement.

Conditions for withdrawal of provident fund:

1, where owner-occupied houses are purchased, provide purchase contracts, agreements or other certificates;

2, the purchase of owner-occupied housing, provide approval documents or other documents from the administrative departments of construction and land;

3, renovation, overhaul occupied housing, provide the approval documents of the planning administrative department or other documents;

4. Retirement, provide retirement certificate;

5, completely lost the ability to work and terminate the labor relationship with the unit, provide proof of complete loss of labor ability and proof of termination of labor relations;

6, after the termination of labor relations with the unit, not re employment for five years, to provide proof of unemployment;

7. if you leave the country to settle down, provide proof of leaving the country to settle down;

8, account out of the administrative region of this province, provide proof of migration;

9 to repay the principal and interest of the house purchase loan, and provide the house purchase loan contract;

10, pay rent, provide proof of salary income and house lease contract;

1 1, migrant workers and units terminate labor relations, and provide household registration certificates and certificates of termination of labor relations;

12. Other circumstances specified by the Housing Provident Fund Management Center.

To sum up, employees apply to the Provident Fund Center with the original relevant materials, and the Provident Fund Center will review the application within 3 working days from the date of accepting the application, and make a decision on whether to approve or disapprove the withdrawal. If the withdrawal is approved after examination, the provident fund center will transfer the withdrawal funds into my bank account provided by the withdrawal applicant; If it is not allowed to withdraw after examination, it shall inform the reason.

Legal basis:

Article 24 of the Regulations on the Management of Housing Provident Fund

In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.