Not necessarily, the rise and fall of the fund is determined by the investment target. When the investment target goes up, the fund goes up, and when the investment target goes down, the fund goes down. There is no saying or rule that the fund will fall if it rises by 5%.

Funds are divided into money funds, bond funds, mixed funds, stock funds, index funds, ETF funds and linked funds. The rise and fall of funds are determined by investment targets, and money funds are generally fixed income.